If I stopped to think about it, and I have, most of my money is digital. My paycheck is directly deposited to my account. My transactions are digital. I frequently pay for goods and services with the flick of the Apple Watch and the built-in Apple Pay. These are tied into my bank accounts. If the point of sale terminal does not accept Apple Pay, well then out come the plastic cards tied into the same banks. Transactions made online do not use paper currency. Rare is the moment when I use folding or metal currency.
My state is partnering with Apple Wallet to include digitized driver’s license. Same with my health/auto insurance providers, passport, TSA approval, transit pass, vaccination card, etc. No more physical wallet for me to lose. This is just how I like it. Minimalism at its best.
Again, most of our money is digital. Are we all leaning towards cryptocurrency? Why not expect and embrace a transition into the digital
PSA: Do have access to paper money for emergencies and/or power loss.